NARFE Federal Benefits Institute presents
Roth Conversions – Who, How, When?
Thursday, February 05, 2026, 2:00 p.m. ET
Many retired Thrift Savings Plan (TSP) participants treat tax planning as an afterthought. Instead of proactively working to maximize the after-tax value of their TSP, most simply continue deferring taxes on their Traditional TSP balances until required minimum distributions become mandatory.
Taking a passive approach can result not only in higher ordinary income taxes but also in increased stealth taxes, like higher Medicare Part B premiums. Roth conversions can help boost after-tax balances during retirement and may also preserve after-tax value for beneficiaries. Join federal benefits expert Mark Keen, CFP®, for an in-depth exploration of Roth conversions, including:
- What is a Roth Conversion
- How Roth conversions are taxed
- Who can carry out a Roth conversion
- How to determine if a Roth conversion is right for you
- How much should you convert
- The new TSP in-plan Roth conversion option
- How Roth conversions can lead to greater after-tax wealth
- How Roth conversions can help to minimize/avoid future stealth taxes like higher Medicare Part B premiums
- Why Roth conversions can be an effective wealth transfer tool
A Q&A session will follow the presentation.
Join us and Mark Keen at 2 p.m. ET on February 5, 2026, to discover how Roth conversions can increase after-tax wealth, lower your lifetime tax burden, and help you avoid stealth taxes.